Tokenization as the Catalyst for Low-Cost, Instant Cross-Border Payments

In the fast-evolving world of finance and digital payments, staying compliant with regulations while ensuring seamless transactions can be a significant challenge for banks and fintech companies alike. This is where LEDGE steps in to revolutionize the landscape with its innovative platform.

 “By 2030, one in four large-value international transfers will settle on tokenized networks—and corporate cross-border transaction costs could drop by 12.5%, saving over US $50 billion.” www2.deloitte.com

Today’s cross-border payments funnel through multiple correspondent banks, each introducing fees, delays and additional manual compliance checks—tying up liquidity and straining bank–corporate relationships. www2.deloitte.com

By tokenizing regulated assets—commercial or central bank deposits—on a unified ledger, transactions can settle 24/7 with far fewer intermediary handoffs. Embedding security and compliance checks directly into the payment flow dramatically cuts costs and accelerates settlement. www2.deloitte.com

LEDGE takes this further by:

• Tokenizing Compliance Profiles: Converting each client’s KYC/AML identity into a signed digital token that “travels” with the payment.

• Smart-Rule Orchestration: Our engine applies programmable rules in real time to evaluate compliance events and trigger the appropriate downstream actions—ensuring every payment message is audit-ready and routed correctly without manual intervention.

• Seamless Integration: We plug into SWIFT GPI and real-time rails via ISO 20022/UETR, so banks can adopt tokenized networks without overhauling infrastructure.

See how LEDGE’s token-based architecture can deliver instant, cost-efficient cross-border payments.—Book your demo today.